Why wouldn't I purchase Short Term Health Insurance?
The biggest risk in purchasing a short term policy is any new medical condition that is inflicted or contracted during the time the policy is in effect will be considered a preexisting condition when a new traditional individual policy is purchased. Preexisting conditions are not covered by individual health insurance policies. However, if you have a traditional individual health insurance policy in place at the time of the new medical condition, that policy will continue to cover that condition throughout the duration of the policy.