Health Insurance - Affordable Health Insurance Quotes through Health Plan Express from Individual Health Insurance Including Health Savings Accounts and Short Term or Temporary Health Insurance to Medicare Supplemental Health Insurance

Affordable Health Insurance Quotes through HealthPlan Express - Individual Health Insurance, Health Savings Accounts, Short Term or Temporary Health Insurance, Small Business Health Insurance and Medicare Supplemental Health Insurance Health Insurance Advice HealthPlan Express Health Insurance Quotes Privacy Statement About HealthPlan Express Contact Us for Health Insurance Information and Advice

Click here to see benefit tables for other Health Insurance Plans


  Plan Benefit Summary  
Company/Plan Name
Horizons Temporary Health Plan
Deductible  
In-Network $500
Per Person, Per Term
Out-Network No separate Out-of-Network Deductible
Maximum Family Deductible Three Per Family, Per Term
Coinsurance  
In-Network 70/30% to $10,000
Out-Network No separate Out-of-Network CoInsurance
Maximum Out-Of-Pocket Coinsurance  
In-Network $3,000 excluding Deductible
Out-Network No separate Out-of-Network out of pocket maximum (some charges may be higher than In-Network charges would be)
Maximum Benefit $1,000,000 Per Person, Per Term
Physician Office Visit  
In-Network $20 CoPay
Applies to all eligible services provided as part of an office visit
Out-Network $20 CoPay
Applies to all eligible services provided as part of an office visit
Outpatient Lab & X-Ray  
In-Network Deductible and CoInsurance apply
Out-Network Deductible and CoInsurance apply
Outpatient Preventive Care
In-Network Not Covered (unless mandated by state)
Out-Network Not Covered (unless mandated by state)
Prescription Drugs
Generic $15 CoPay, then 100%
Brand Name(formulary) Discount card supplied
Brand Name(Non-formulary) Discount card supplied
Outpatient Surgery  
In-Network Deductible and CoInsurance apply
Out-Network Deductible and CoInsurance apply
Emergency Room
In-Network Deductible and CoInsurance apply ($200 maximum benefit for ground ambulance and $750 maximum air ambulance per trip)
Out-Network Deductible and CoInsurance apply ($200 maximum benefit for ground ambulance and $750 maximum air ambulance per trip)
Maternity Prenatal/Post Natal  
In-Network Not Covered (complications due to pregnancy treated as any other illness)
Out-Network Not Covered (complications due to pregnancy treated as any other illness)
Inpatient Benefits  
    Hospitalization  
In-Network Deductible and CoInsurance apply
Out-Network Deductible and CoInsurance apply
    Surgical  
In-Network Deductible and CoInsurance apply
Out-Network Deductible and CoInsurance apply
    Maternity  
In-Network Not Covered (complications due to pregnancy treated as any other illness)
Out-Network Not Covered (complications due to pregnancy treated as any other illness)
Rate Guarantee
Optional Benefits  
Supplemental Accident 100% of the first $300 of eligible expenses incurred within 90 days of the accident are covered (optional).
24 Hour Coverage
Other
 

Affordable Health Insurance Quotes through HealthPlan Express - Individual Health Insurance, Health Savings Accounts, Short Term or Temporary Health Insurance, Small Business Health Insurance and Medicare Supplemental Health Insurance    Back to previous page



Affordable Health Insurance Quotes through HealthPlan Express


Site Navigation

Home | Health Insurance Advice | What is a Health Savings Account?
Contact HealthPlan Express | About HealthPlan Express | Glossary | Site Map
Resources | Consumer Forum | New Agent Test Site

Specific Health Insurance Plan Quotes

Traditional Health Insurance Quote | Health Insurance Quote for Small Business
 Short Term Health Insurance Quote | Medicare Supplemental Insurance (age 65+)

Partners

Health Insurance Buff Blog | Health Insurance Directory | Health Insurance Consumer Info
HSA Information Center | Medicare Supplement Information | Health Insurance Agent Resources


IMPORTANT NOTICES AND DISCLAIMERS
 
To be considered for reimbursement, insurers require that expenses must qualify as covered expenses. Expenses are also subject to reasonable and customary limits, unless you use a PPO/Network, as well as determinations of medical necessity.

This Benefit Comparison is intended as preliminary information only. The company provided (product specific) brochure contains important details concerning the benefits, limitations, exclusions and renewability of each plan. Be sure to download the brochure before applying. Refer to the policy as the binding authority for all terms and provisions of coverage. The rates provided are intended to be accurate but may change based on a number of factors including your medical history. The rates and terms of a policy may be changed by the insurance company with proper notification (and subject to any necessary regulatory approval). The rates shown are based on preferred underwriting criteria, if applicable.

Company Brochure

More details and variations in benefits for your state are in the company specific brochure and/or Outline of Coverage, which you can access by clicking the download brochure link above. Please do so before you apply. Alternatively, you may request this information be mailed to you.

Association Plans

Certain products available through some insurance companies require membership in an association which may be separate and distinct form the health plan/insurer. Details on membership and any fees are described in the company specific brochures.

Effective Date

If your policy does not take effect until next month, your premium may be higher than what is shown here.


Copyright © 2002-2006 HealthPlan Express, Inc.  All Rights Reserved.