Health Insurance - Affordable Health Insurance Quotes through Health Plan Express from Individual Health Insurance Including Health Savings Accounts and Short Term or Temporary Health Insurance to Medicare Supplemental Health Insurance

Affordable Health Insurance Quotes through HealthPlan Express - Individual Health Insurance, Health Savings Accounts, Short Term or Temporary Health Insurance, Small Business Health Insurance and Medicare Supplemental Health Insurance Health Insurance Advice HealthPlan Express Health Insurance Quotes Privacy Statement About HealthPlan Express Contact Us for Health Insurance Information and Advice

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  Plan Benefit Summary  
Company/Plan Name
Secure 12x3 STM
Deductible  
In-Network $500
Out-Network $500
Per Person, Per Coverage Period
Maximum Family Deductible Maximum 3 Per Family, Per Coverage Period
Coinsurance  
In-Network 80/20% to $10,000
Out-Network 80/20% to $10,000
Maximum Out-Of-Pocket Coinsurance  
In-Network $2,000 per person excluding deductible
Out-Network $2,000 per person excluding deductible
Maximum Benefit $750,000 per insured, per coverage period
Physician Office Visit  
In-Network N/A
Out-Network Coverage is up to $25 per visit up to four visits per coverage period. Over $25 is subject to Deductible and CoInsurance up to $1,000 per coverage period
Outpatient Lab & X-Ray  
In-Network N/A
Out-Network Up to $1000 per Coverage Period; Subject to Deductible and CoInsurance
Outpatient Preventive Care
In-Network N/A
Out-Network Not Covered
Prescription Drugs
Generic Not Covered (Discounts may be available)
Brand Name(formulary) Not Covered (Discounts may be available)
Brand Name(Non-formulary) Not Covered (Discounts may be available)
Outpatient Surgery  
In-Network N/A
Out-Network Up to $1000 per day (including cost of operating room and all miscellaneous charges) See brochure for detailed explanation.
Emergency Room
In-Network N/A
Out-Network Up to $500 per day (including ER physician charge, 24 hour surveillance and all miscellaneous charges) See brochure for detailed explanation.
Maternity Prenatal/Post Natal  
In-Network N/A
Out-Network Not Covered
Inpatient Benefits  
    Hospitalization  
In-Network N/A
Out-Network Up to $1000 per day (including daily room and board and all miscellaneous charges) See brochure for detailed explanation
    Surgical  
In-Network N/A
Out-Network Up to $2500 per procedure; Up to $5000 maxiumum per Coverage Period
    Maternity  
In-Network N/A
Out-Network Not Covered
Rate Guarantee N/A
Optional Benefits  
Supplemental Accident Not Available
24 Hour Coverage Not Available
Other Not Available
 

Affordable Health Insurance Quotes through HealthPlan Express - Individual Health Insurance, Health Savings Accounts, Short Term or Temporary Health Insurance, Small Business Health Insurance and Medicare Supplemental Health Insurance    Back to previous page



Affordable Health Insurance Quotes through HealthPlan Express


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IMPORTANT NOTICES AND DISCLAIMERS
 
To be considered for reimbursement, insurers require that expenses must qualify as covered expenses. Expenses are also subject to reasonable and customary limits, unless you use a PPO/Network, as well as determinations of medical necessity.

This Benefit Comparison is intended as preliminary information only. The company provided (product specific) brochure contains important details concerning the benefits, limitations, exclusions and renewability of each plan. Be sure to download the brochure before applying. Refer to the policy as the binding authority for all terms and provisions of coverage. The rates provided are intended to be accurate but may change based on a number of factors including your medical history. The rates and terms of a policy may be changed by the insurance company with proper notification (and subject to any necessary regulatory approval). The rates shown are based on preferred underwriting criteria, if applicable.

Company Brochure

More details and variations in benefits for your state are in the company specific brochure and/or Outline of Coverage, which you can access by clicking the download brochure link above. Please do so before you apply. Alternatively, you may request this information be mailed to you.

Association Plans

Certain products available through some insurance companies require membership in an association which may be separate and distinct form the health plan/insurer. Details on membership and any fees are described in the company specific brochures.



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