Health Savings Account information

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HEALTH SAVINGS ACCOUNT (HSA)

What is a Health Savings Account?

What Health Insurance Plans are qualified to work with a Health Savings Account?

What are the Tax Advantages of Health Savings Accounts?
  
WHAT IS A QUALIFYING HEALTH PLAN?

A qualifying “high-deductible health plan” (HDHP) is a plan that satisfies certain requirements relative to deductible and out-of-pocket expenses.

Health Savings Account Minimum Deductible and Maximum Out-of-Pocket limits for 2004


Exceptions

Certain insurance plans providing limited benefits need not meet the HDHP requirements, including:

 Accident InsuranceLong-Term Care Insurance
 Dental CoverageVision Care Insurance
 Specified Disease InsuranceHospital Indemnity Insurance

Additionally, preventative care benefits do not have to meet HDHP requirements.

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